Work Experience

• Associate Professor and Program Director MS-IBF at Institute of Business Administration, Karachi (Mar-2021 to PRESENT)
• Assistant Professor and Program Director MS-IBF at Institute of Business Administration, Karachi (Nov-2016 to Mar-2021)
• Assistant Professor at Institute of Business Administration, Karachi (Feb-2016 to Oct-2016)
• Deputy Director, Islamic Banking Department at State Bank of Pakistan (Mar-2008 to Jan-2016)
• Junior Executive (Insurance) at Securities and Exchange Commission of Pakistan (Jan-2006 to Mar-2008)
• Lecturer (Finance and Management) at Bahaduudin Zakariya University (Jan-2005 to Dec-2005)

Education

• PhD (Islamic Finance),, INCEIF, Malaysia - 2017
• MCom (Finance), Islamia University, Bahalwalpur - 2004
• BA (Education), Allama Iqbal Open University, Islamabad - 2003
• BA (Economics and English), Islamia University of Bahawalpur - 2001

Membership & Affiliations:

• FELLOW, IIBI, Lodon
• MEMBER, CIFP, Kuala Lumpur, Malaysia
• MEMBER, Grand Councilor(CIIF), KL
• MEMBER, ICIFE, Kuala Lumpur, Malaysia

Research Interests

• Islamic Finance,

Courses Taught

• ACCOUNTING & FINANCE FOR MANAGERS
• EXPERIENTIAL LEARNING PROGRAM (ELP)
• ETHICS AND CORPORATE GOVERNANCE
• FINANCIAL MANAGEMENT
• INTRODUCTION TO BUSINESS FINANCE
• ISLAMIC BANKING
• ISLAMIC BANKING & FINANCE
• ISLAMIC FINANCE
• MS IBF PROJECT
• MS ISLAMIC FINANCE THESIS
• MS THESIS
• ORGANIZATIONAL BEHAVIOR & LEADERSHIP
• REGULATION OF FINANCIAL MARKETS
• RISK MANAGEMENT
• SHARIAH ISSUES IN ISLAMIC FINANCE
• TRAINING AND DEVELOPMENT

Research Output

• Nawazish Mirza, Syed Kumail Abbas Rizvi, Dr. Irum Saba, Bushra Naqvi, Larisa Yarovaya "The Resilience of Islamic Equity Funds during COVID-19: Evidence from Risk Adjusted Performance, Investment Styles and Volatility Timing", International Review of Economics and Finance, Jan 01, 2022
• Dr. Irum Saba, Dr. Ashraf Khan, Haneeah Jawed "Islamic Finance and SDGs: Connecting Dots", In Hassan M.K., Saraç M., Khan A. (eds) `Islamic Finance and Sustainable Development`, Aug 14, 2021
• Muneer M. Alshater, Ram Al Jaffri Saad, Norazlina Abd. Wahab, Dr. Irum Saba "What do we Know about Zakat Literature? A Bibliometric Review", Journal of Islamic Accounting and Business Research, Jul 13, 2021
• Lubna Maroof, Shahab Aziz, Dr. Irum Saba, Sumaira Iqbal, Basharat Khan "The better timer of Volatility and Style: Shariah-Compliant Mutual Funds or Conventional Mutual Funds", COMSATS Journal of Islamic Finance, Jun 02, 2021
• Muneer M. Alshater, M. Kabir Hassan, Dr. Ashraf Khan, Dr. Irum Saba "Influential and Intellectual Structure of Islamic Finance: A Bibliometric Review", International Journal of Islamic and Middle Eastern Finance and Management, Dec 04, 2020, United Kingdom
• Dr. Irum Saba, Mohamed Ariff, Eskandar Shah Mohd Rasid "Performance of Shari’ah-Compliant and Non-Shari’ah-Compliant Listed Firms: A Case Study of Malaysia", International Journal of Islamic and Middle Eastern Finance and Management, Aug 12, 2020
• Abdul Rehman, Dr. Irum Saba, Rehana Kouser "Does Financial & Social Development are Important for Economic Growth? An International Scenario", Journal of Business and Social Review in Emerging Economies, Dec 31, 2019, Pakistan
• Muhammad Ayub, Omar Mustafa Ansari, Managing Editor, Dr. Irum Saba, Farhan Noor, Associate Editor "Sub Editor and Secretary", Journal of Islamic Finance Accountancy (JOIFA), Dec 31, 2019, Bahrain
• Dr. Irum Saba, Rehana Kouser, Imran Sharif Chaudry "Fintech and Islamic Finance-challenges and Opportunities", Review of Economics and Development Studies, Dec 31, 2019, Pakistan
• Hira Irshad, Haroon Hussain, Shahzad Akhtar, Dr. Irum Saba "Terrorism and Stock Markets: Cross-Country Evidence", Pakistan Journal of Social Sciences, Dec 30, 2019, Multan, Pakistan
• Rehana Kouser, Zeeshan Mahmood, Dr. Irum Saba, Rimsha Abbas "Islamic Finance: A Catalyst for Sustainable Development", Islamic Finance Conference IFC 2019: Emerging Trends in Islamic Finance, Dec 09, 2019, Karachi, Pakistan
• Lakhi Muhammad, Gul e Rana, Dr. Irum Saba, Shahab Aziz "Maqasid al-Shariah and Islamic Financial Industry: Addressing the Concerns", Journal of Islamic Business and Management (JIBM), Dec 01, 2019, Pakistan
• Amal Alabbad, Prof. Kabir Hassan, Dr. Irum Saba "Can Shariah board characteristics influence risk-taking behavior of Islamic banks?", International Journal of Islamic and Middle Eastern Finance and Management, Sep 09, 2019
• Lutf Ullah, Rehana Kousar, Dr. Irum Saba, Allah Baksh Khan "Use of Social Commerce to Develop Intentions to Buy With Mediating Role of Social Support", Journal of Business and Social Review in Emerging Economies, Jun 01, 2019, Pakistan
• Dr. Irum Saba, Maria Shams Khakwani, Rehana Kouser, Abdul Wahab "Investor Sentiments and Trading Volume’s Asymmetric Response: A Non-linear ARDL Approach Tested in PSX", Journal of Accounting and Finance in Emerging Economies, Jun 01, 2019, Pakistan
• Dr. Irum Saba "Shari’ah Governance Framework in Different Jurisdictions", in Azid, T., Alnodel, A. and Qureshi, M. (Ed.) `Research in Corporate and Shari’ah Governance in the Muslim World: Theory and Practice`, May 20, 2019
• Dr. Irum Saba "Islamic Perspective of Corporate Governance: An Introductory Note", in Azid, T., Alnodel, A. and Qureshi, M. (Ed.) `Research in Corporate and Shari’ah Governance in the Muslim World: Theory and Practice`, May 01, 2019
• Dr. Irum Saba "Islamic Financial Literacy: Case Study of Pakistan", Global Forum on Islamic Finance (GFIF), Islamic Finance - Technology and Development, Mar 13, 2019, Lahore, Pakistan
• Dr. Irum Saba "Corporate Governance and Bank Capitalization Strategies: A Case of Conventional and Islamic Banks in Pakistan", 4th Global Forum on Islamic Economics, Finance and Banking (IEFB), University of Management and Technology (UMT),Lahore, Pakistan, Feb 27, 2019, Lahore, Pakistan
• Sumaira Ghafoor, Dr. Irum Saba, Rehana Kousar "Sukuk Issuance in Malaysia: Lessons for Pakistan", Journal of Accounting and Finance in Emerging Economies, Dec 31, 2018, Multan, Pakistan
• Dr. Irum Saba "Contemporary Financial System and Real Economy", in: Abojeib, M; Haneef, M. S. M.; & Mohammad, M. O. (eds) "Islamic Economics:Principles and Analysis", Dec 24, 2018, Kuala Lumpur, Malaysia
• Dr. Irum Saba "FinTech and Islamic Finance-Challenges and Opportunities", 4th Islamic Finance Conference (IFC 2018) on Blockchain, Smart Contract and Islamic Financing, Dec 05, 2018, Jeddah, Saudi Arabia
• Dr. Irum Saba "Comparative Shari’ah Governance Framework in Selected Muslim Countries", Al-Shajarah: Journal of the International Institute of Islamic Thought and Civilization (ISTAC), Dec 01, 2018, Malaysia
• Muhammad Ayub, Omar Mustafa Ansari, Dr. Irum Saba, Farhan Noor, Syed Siddiq Ahmed "Sub-Editor and Secretary", JOIFA, Journal of Islamic Finance Accountancy by AAOIFIAccounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) Bahrain, Nov 20, 2018, Bahrain, Bahrain
• Dr. Irum Saba "Shariah Governance Framework Models in Muslim Countries", 1st International Insurance Banking and Finance Conference themed "Political Economy Approach to Participatory Financing"., Oct 08, 2018, Ankara, Turkey
• Dr. Zubair Ahmad, Javed Iqbal, Dr. Irum Saba "Traditional vs. Rational: state of board practices in the traditional society of Pakistan", Pakistan Journal of Social Sciences (PJSS), Jun 30, 2018, Pakistan
• Sakina Narmeen, Dr. Irum Saba, Rehana Kouser, Haris Khuram "Why Banks Need Adequate Capital Adequacy Ratio? A Study of Lending & Deposit Behaviors of Banking Sector of Pakistan", Journal of Accounting and Finance in Emerging Economies, Jun 30, 2018, Multan, Pakistan
• Maria Shams, Saadia Irshad, Azka Qureshi, Dr. Irum Saba, Sadia Ishaqu "Predicting Bankruptcy Using Z-Score and Z Double Prime (Z”): A Study of Pakistan Stock Exchange", Journal of Accounting and Finance in Emerging Economies, Jun 30, 2018, Multan, Pakistan
• Hafsa Hassan, Dr. Irum Saba "The Islamic Inheritance Laws and their Applications in Islamic Finance", 3rd Islamic Finance, Banking and Business Ethics Conference (IFBBE), LUMS, May 03, 2018, Lahore, Pakistan
• Dr. Buerhan Saiti, Dr. Irum Saba, Muhibullah Afghan "Financing Agricultural Sector through A Salam-based Crowdfunding Model: A Proposal", World Islamic Finance Forum: Expanding the Footprint of Islamic Finance: Innovation, Fintech and Regulation, Mar 19, 2018, Karachi, Pakistan
• Prof. Dr. Rehana Kouser, Dr. Irum Saba, Dr. Zeeshan, Ulfat Abbas "The Impact of Net Stable Funding Ratio (NSFR) Regulations of Basel-III on Financial Profitability and Stability: A Case of Islamic Banks", World Islamic Finance Forum: Expanding the Footprint of Islamic Finance: Innovation, Fintech and Regulation, Mar 19, 2018, Karachi, Pakistan
• Dr. Irum Saba "Listed Firms, Political Connections and Shari’ah Compliance: Lessons from Malaysia", 3rd Global Forum on Islamic Economics, Finance and Banking (IEFB), 2018 Theme, "A Journey towards the Development of Islamic Economics & Finance’’, Feb 20, 2018, Lahore, Pakistan
• Dr. Irum Saba "Internationalization of Business Schools – Case Study of Pakistan", 5th Dean and Directors Conference, HEC, NBEAC, Feb 05, 2018, Karachi, Pakistan
• Professor Yelena Kalyuzhnova, Dr. Irum Saba, Dr. Nihat Gumus, Dr. Alaa Alaabed, Mohamed Isa "Responsible Investment: New Thinking for Financing Renewable Energy", Renewable Energy-Case study of Pakistan, Oct 09, 2017
• Muhammad Ayub, Omar Mustafa Ansari, Dr. Irum Saba, Farhan Noor "Sub Editor & Secretory", Journal of Islamic Finance Accountancy (JOIFA) by AAOIFI, Oct 09, 2017
• Dr. Irum Saba "CPEC and Islamic Finance: Growth, Opportunities and Challenges", Global Islamic Finance Country Report 2017, Sep 09, 2017, United Kingdom
• Dr. Irum Saba, Hafiz Muhammad Waqas, Rehana Kauser "Impact of Basel III framework on financial distress: A case study of Pakistan", Journal of Accounting and Finance in Emerging Economies, Jun 30, 2017
• Dr. Irum Saba, Hafiz Muhammad Waqas Ashraf Ashraf, Rehana Kouser "Impact of Basel III Framework on Financial Distress:A Case Study of Pakistan", Journal of Accounting and Finance in Emerging Economies, Jun 30, 2017
• Syed Aun R. Rizvi, Dr. Irum Saba "Developments in Islamic Finance: Challenges and Initiatives", Series Title: Palgrave CIBFR Studies in Islamic Finance, May 09, 2017
• Dr. Irum Saba "Islamic Finance-Local and Global Status", In: Developments in Islamic Finance-Challenges and Initiative. Syed Aun R. Rizvi Irum Saba (Eds), May 09, 2017
• Dr. Irum Saba "Shariah Governance Framework for Islamic Banking Institutions", 5th Global Forum on Islamic Finance, Mar 21, 2017, Lahore, Pakistan
• Rehana Kouser, Dr. Irum Saba, Farah Anjum "Impact of Asymmetric Information on the Investment Sensitivity to Stock Price and the Stock Price Sensitivity to Investment", Journal of Accounting and Finance in Emerging Economies, Jun 30, 2016, Pakistan
• Muhammad Suhail Rizwan, Zeeshan Mahmood, Rehana Kouser, Dr. Irum Saba "Impact of Short Selling on Volatility of Individual Stocks and Aggregate Market: Empirical Evidence from China", Pakistan Journal of Social Sciences (PJSS), Jun 01, 2016, Pakistan
• Zeeshan Mahmood, Rehana Kouser, Syed Shafqat Abbas, Dr. Irum Saba "The Effect of Hueristics, Prospect and Herding Factors on Investment Performance", Pakistan Journal of Social Sciences (PJSS), Jun 01, 2016, Multan, Pakistan
• Dr. Irum Saba, Mohamed Ariff Abdul Kareem, Mohamed Eskandar Shah Mohd Rasid "Impact of Political Connections and Shariah Compliance on Firms Profitability-A Case Study of Malaysia", COMSATS Journal of Islamic Finance, Apr 30, 2016, Lahore, Pakistan
• Dr. Irum Saba "Impact of Political Connections and Shariah compliance on firms’ profitability a case study of Malaysia", Global Forum on Islamic Finance: Value Creation and Impact: Proceedings, Mar 08, 2016, Lahore, Pakistan
• Muhammad Azeem, Rehana Kouser, Ibn e Hassan, Dr. Irum Saba "Paradoxical Role of Corporate Governance in Firm Performance: New Evidence from Financial Crisis 2008", Pakistan Journal of Social Sciences (PJSS), Dec 31, 2015, Multan, Pakistan
• Ahcene Lahsasna, Dr. Irum Saba "Shariah Governance in the Islamic Financial Institution: Issues and Challenges", 5th International Conference on Business and Economic Research Proceedings, Mar 24, 2014, Kuching, Malaysia
• Dr.Najeeb Zada, Dr. Irum Saba "The Potential Use of Qard Hasan in Islamic Microfinance", ISRA International Journal of Islamic Finance, Dec 31, 2013, Malaysia
• Abid Ali Shah, Rehana Kouser, Muhammad Aamir, Dr. Irum Saba "Empirical Analysis of Long and Short Run Relationship among Macroeconomic Variables and Karachi Stock Market: An Auto Regressive Distributive Lag (ARDL) Approach", Pakistan Journal of Social Sciences, Dec 30, 2012, Pakistan

Projects

List to come